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About Us

About Contingent Cargo Insurance

Providing reliable and affordable contingent cargo insurance solutions for freight brokers nationwide with 25+ years of industry experience.

Contingent Cargo is Administered by Proactive Financial Corp

What distinguishes us from our competitors is the fact that we make conscientious efforts to provide affordable insurance to freight brokers through A.M Best A+ rated carriers.

The management at Contingent Cargo has over 25 years of shared experience in the transportation and freight brokerage industry. Contingent Cargo is a solution to a widely recognized problem within the freight brokerage industry.

Freight Brokers need to keep up with the insurance requirements of their customers. Most freight brokers are skeptical that contingent cargo insurance is impractical in that it is a follow form policy which is not required by law and only the primary insurance ends up paying claims.

But what happens when freight brokers find out that the primary insurance of the motor carrier is faulty or expired? How can the broker keep track of that? Contingent Cargo can!

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ContingentCargo Office - Freight Brokers and Logistics Insurance Specialists
Got Questions?

Frequently Asked Questions

Quick answers to the most common questions about contingent insurance, certificates, and coverage for freight brokers.

Contingent Auto Liability protects freight brokers when a carrier’s primary auto liability policy fails to respond to claims for bodily injury or property damage during transit. It acts as a backup layer of coverage to keep you protected and compliant.

Most certificates are processed and emailed within minutes — 24/7. Just submit a simple request form with your details, and our system verifies coverage and generates the document instantly in most cases.

Yes — especially larger shippers and 3PLs. They often mandate it in contracts to protect themselves from carrier defaults. Having it ready helps you onboard faster and win more freight opportunities.

We specialize in freight brokers, so our premiums are among the most competitive in the market — often starting as low as $70/month for contingent cargo, depending on your volume and limits.

Yes — our certificate request portal is available 24/7. Submit anytime, even weekends or holidays, and receive your certificate via email quickly.

We work exclusively with A-rated (or better) admitted carriers to ensure strong financial backing and reliable claims handling.

No obligation at all. Getting a quote is completely free, no-commitment, and confidential. You can review options risk-free.

Simply click the “Request Certificate” or “Get a Quote” button on our site, fill in your details, and submit. Our team handles the rest — fast and accurately.

Still have questions?

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